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Welcome To Equity Direct Financial

Home Buying & Investing Made Easy

Whether you’re a first-time buyer, want to refinance at a lower rate,
or want to cash out, we can help.

GET INTRODUCED

The Nations Leading Qualified & Non-QM Mortgage Lender

Learn Who We Are

payment

Purchase

refinance

Refinance

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Investors

60

YEARS OF COMBINED
EXPERIENCE

100

MILLION DOLLARS FUNDED
IN 2021

96

INVESTOR PROPERTIES FUNDED
IN 2021

363

MORTGAGES FUNDED
IN 2021

WHY CHOOSE US

Purchase Or Refinance

Whether you’re looking to purchase a new home or refinance your existing home, Equity Direct Financial can provide all the help you need.

Service 1 – Refinance
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Refinancing Options

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Service 2 – Bank Statement
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Bank Statement Loans

A Bank statement loan is a helpful option if you’re looking to secure a loan for a mortgage.

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Service 3 – Jumbo Loans
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Jumbo Loans

Our flexible loan structures provide our customers with the options they need to optimize their residential investments.

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Service 4 – Investor Services
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Investor Services

You can qualify for an investor loan that does not require your personal income to be submitted and analyzed.

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Service 5 – Contact Us
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Contact Us

Whether you’re a first-time buyer, want to refinance at a lower rate, or want to cash out, we can help.

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Service 6 – Get a Quote
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Online Forms

To complete the mortgage process, you’ll need a few essential forms to fill out and submit when you apply.

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ABOUT US

Equity Direct Financial

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all, quality service and individualized attention.

Today’s technology is providing a more productive environment to work in. For example, through our website you can submit a complete online, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

Meet The Team

FAQ

Frequently Asked Questions

If there’s an opportunity to reduce the monthly rate on your mortgage, you should consider it. A good offer on a new mortgage rate would be one that is at least 2% lower than your current rate. Any reduction on your monthly mortgage payment can save you some cash each month. A 1% reduction on your rate can save you more than $50 a month.

While there’s no set formula that will guarantee the improvement of your credit score, taking steps like paying your bills on time, making sure the amount of debt you have doesn’t approach your credit limit, having a lengthy credit history, avoiding too many credit inquiries, and not having too many credit accounts can benefit your credit score.

APR stands for annual percentage rate. What this boils down to is essentially the cost of your mortgage as a yearly rate. It’s the easiest metric to use to compare mortgages and the annual cost for each. The APR really is the true cost of a loan.

Private Mortgage Insurance protects lenders in cases where a borrower defaults on a conventional mortgage where the down payment is less than 20% of the purchase price of the home. You can avoid this added expense by making sure the down payment is at least 20%.

Apply Now!

mortgage-loan

Purchase

Our flexible loan structures provide our customers with the options they need to optimize their residential investments.

payment

Invest

You can qualify for an investor loan that does not require your personal income to be submitted and analyzed.

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Apply

To complete the mortgage process, you’ll need a few essential forms to fill out and submit when you apply.

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Calculator

Use our Mortgage Calculator tool that can help you estimating the price for your investment.