The Lowdown on Self-Employed Mortgage...
How Do I Qualify?
In contrast to conventional loans, our underwriters will request 12 or 24 months of your personal or business bank statements, or review a signed company profit and loss, to calculate your income.
Our Bank Statement and Profit & Loss programs are designed for Self-Employed Borrowers
When it comes to securing a loan as a self-employed borrower, we know it can become difficult when asked to verify your income using documents such as W-2s and tax returns. This is where our personal or business bank statement loans come in! We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Self-Employed Rate Quote.
Why Should You
This type of loan can be used for those individuals with more unique circumstances, such as a small businesses with write-offs, professional real estate investors or freelance professionals working on a contract basis.
WORK WITH US
States We Lend
Score and background check
$250K – $10MM+ non-owner occupied property
2-months of recent bank statements
Fix & Flip Experienced Required
Our Core Purchasing Service
Whether you’re looking to purchase a new home or refinance your existing home, Equity Direct Financial can provide all the help you need.