You can demonstrate your assets as your income as part of what’s called an asset-based loan. Asset-based loans are a good alternative for many investors because instead of having to show a tax return or proof of employment as part of an application, they can simply show verified liquid assets instead. If you have assets you have already invested in and would like to show, you can include them on your application to get the financing you need.
Asset-based loans work well for retirees or those who are self-employed, who may not have a tax return or recent paycheck to show when applying for a loan. If you’re on a fixed income, you can simply show these assets you have in place of new income.