Our loan program

Asset-Based Loans

Purchase or Refinance

When demonstrating creditworthiness as part of a loan application, there are alternatives to simply showing your income to a lender.

Apply now

Or call: 800-566-9268

Up to

80%

LTV - Purchase

80%

LTV - Rate & Term

75%

LTV - CASH OUT

12 - 24

Year Fixed
IO Options

$250K up to $8M

Asset-Based Lending

You can demonstrate your assets as your income as part of what’s called an asset-based loan. Asset-based loans are a good alternative for many investors because instead of having to show a tax return or proof of employment as part of an application, they can simply show verified liquid assets instead. If you have assets you have already invested in and would like to show, you can include them on your application to get the financing you need.

Asset-based loans work well for retirees or those who are self-employed, who may not have a tax return or recent paycheck to show when applying for a loan. If you’re on a fixed income, you can simply show these assets you have in place of new income.

Apply Now!

Or call: 800-566-9268

BENEFITS

Why Should You
Choose Us?

Equity Direct Financial, LLC can help borrowers with asset-based lending. We’ll help you calculate the total value of your assets to determine what your monthly payment will be. The amount you will be approved for will be determined by an established percentage of your assets’ value. You can utilize 70% of the money you have in retirement funds and 100% of liquid assets in bank accounts to fund your asset-based loan. You are essentially borrowing against your own assets.

Customer Focused
Minimal Documentation

In House Fund Control
Best Loan Services

Apply Now!

Or call: 800-566-9268

Adam Vaughn

“Just want to express my appreciation to Jason Gregoroff with Equity Direct Financial. My situation was a bit challenging, and although it took a few months, Jason was always keeping me in the loop and checking in, allowing me to feel at ease with the process. I have worked with other lending institutions and please give Jason and his team a shot at helping you. They are friendly, efficient, hard working, but most of all trustworthy of your personal information. Highly recommend !!!!!”