Our loan program

Bridge Lending

Purchase or Refinance

Short-term financing to achieve your long term objectives.

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Up to
80%
LTV - Purchase
80%
LTV - Rate & Term
75%
LTV - CASH OUT
30 - 40
Year Fixed
IO Options
$250K up to $8M

The Lowdown on Bridge Lending.

How Do I Qualify? 

Higher LTV's for proven borrowers. Quick closings for all bridge loan scenarios. Designed for projects that don't require any rehab or the rehab is already complete.

In many situations, bridge financing can be the best option to quickly borrow against the existing equity within real estate. A hard money bridge loan can be funded within days for investment property. An owner occupied residential bridge loan will take approximately 2-2.5 weeks due to current federal regulations that all lenders must comply with. Private bridge loans from hard money lenders can be approved and funded faster than any other source of bridge loan financing.

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BENEFITS

Why Should You
Choose Us?

This type of loan can be used for those individuals with more unique circumstances, such as a small businesses with write-offs, professional real estate investors or freelance professionals working on a contract basis.

  • Complete our simple Self-Employed Rate Quote
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs
  • Terms from 5 to 30 Years
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Adam Vaughn
“Just want to express my appreciation to Jason Gregoroff with Equity Direct Financial. My situation was a bit challenging, and although it took a few months, Jason was always keeping me in the loop and checking in, allowing me to feel at ease with the process. I have worked with other lending institutions and please give Jason and his team a shot at helping you. They are friendly, efficient, hard working, but most of all trustworthy of your personal information. Highly recommend !!!!!”

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States We Lend

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Score and background check

USA-Map-2-1 (1)
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$250K – $10MM+ non-owner occupied property

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2-months of recent bank statements

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Fix & Flip Experienced Required

PURCHASING SERVICES

Our Core Purchasing Service

Whether you’re looking to purchase a new home or refinance your existing home, Equity Direct Financial can provide all the help you need.

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Bank Statement Loans

If you’re self-employed, a bank statement loan is a helpful option if you’re looking to secure a loan for a mortgage.

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VA Loans
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Jumbo Loans

Our flexible loan structures provide our customers with the options they need to optimize their residential investments.

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VA Loans

Military Veterans are guaranteed a home loan with no down payment from the federal government.

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FHA Loans

Looking at creditworthiness as part of a loan application, there are alternatives to simply showing your income to a lender.

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Asset-Based Loans

Looking at creditworthiness as part of a loan application, there are alternatives to simply showing your income to a lender.

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Foreign National Loans

A foreign national loan makes it possible for you to own a home, even though you’re not a citizen.

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LET’S CONTACT

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