Our loan program
Purchase or Refinance
One of the best ways to make sure you’re protected from defaulting on your mortgage is with a Federal Housing Administration loan.
FHA Home Loan
These are loans without set interest rates to help guarantee against the risk of default. The idea is to help families who may otherwise have been unable to afford a home to join the housing market and purchase their dream residence.
What an FHA loan does is insure a loan. The lender will be paid should a homebuyer default. An FHA home loan is ideal for first-time homebuyers who can’t afford a large down payment. It’s also a good option for those who may not be able to land a conventional loan.
Why Should You
If you want to know if an FHA loan is right for you, contact Equity Direct Financial, LLC for help. We can explain the details of an FHA loan and let you know about documentation you need to provide to apply. We’ll show you how an FHA loan requires a lower down payment and easier credit qualifying criteria. With our help, you’ll understand if you can afford an FHA loan.
WORK WITH US
States We Lend
Score and background check
$250K – $10MM+ non-owner occupied property
2-months of recent bank statements
Fix & Flip Experienced Required
Our Core Purchasing Service
Whether you’re looking to purchase a new home or refinance your existing home, Equity Direct Financial can provide all the help you need.