Our loan program

FHA Loans

Purchase or Refinance

One of the best ways to make sure you’re protected from defaulting on your mortgage is with a Federal Housing Administration loan.

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Up to
LTV - Purchase
LTV - Rate & Term
30 - 40
Year Fixed
IO Options
$250K up to $8M

FHA Home Loan

These are loans without set interest rates to help guarantee against the risk of default. The idea is to help families who may otherwise have been unable to afford a home to join the housing market and purchase their dream residence.

What an FHA loan does is insure a loan. The lender will be paid should a homebuyer default. An FHA home loan is ideal for first-time homebuyers who can’t afford a large down payment. It’s also a good option for those who may not be able to land a conventional loan.

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Why Should You
Choose Us?

If you want to know if an FHA loan is right for you, contact Equity Direct Financial, LLC for help. We can explain the details of an FHA loan and let you know about documentation you need to provide to apply. We’ll show you how an FHA loan requires a lower down payment and easier credit qualifying criteria. With our help, you’ll understand if you can afford an FHA loan.

  • Customer Focused
  • Minimal Documentation
  • In House Fund Control
  • Best Loan Services
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Adam Vaughn
“Just want to express my appreciation to Jason Gregoroff with Equity Direct Financial. My situation was a bit challenging, and although it took a few months, Jason was always keeping me in the loop and checking in, allowing me to feel at ease with the process. I have worked with other lending institutions and please give Jason and his team a shot at helping you. They are friendly, efficient, hard working, but most of all trustworthy of your personal information. Highly recommend !!!!!”


States We Lend


Score and background check

USA-Map-2-1 (1)
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$250K – $10MM+ non-owner occupied property

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2-months of recent bank statements

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Fix & Flip Experienced Required


Our Core Purchasing Service

Whether you’re looking to purchase a new home or refinance your existing home, Equity Direct Financial can provide all the help you need.

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Bank Statement Loans

If you’re self-employed, a bank statement loan is a helpful option if you’re looking to secure a loan for a mortgage.

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Jumbo Loans

Our flexible loan structures provide our customers with the options they need to optimize their residential investments.

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VA Loans
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VA Loans

Military Veterans are guaranteed a home loan with no down payment from the federal government.

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Asset-Based Loans

Looking at creditworthiness as part of a loan application, there are alternatives to simply showing your income to a lender.

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Foreign National Loans

A foreign national loan makes it possible for you to own a home, even though you’re not a citizen.

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Stated Income

Our Bank Statement and Profit & Loss programs are designed for Self-Employed Borrowers

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