Our loan program

Hard Money

Purchase or Refinance

Hard Money loans are asset-based financing that allows the homeowner to access equity without using credit scores or income.

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Up to
LTV - Purchase
LTV - Rate & Term
12 - 24
Year Fixed
IO Options
$250K up to $8M

Purchase Commercial Rental Property

How Do I Qualify? 

In contrast to conventional loans, our underwriters will request 12 or 24 months of your personal or business bank statements, or review a signed company profit and loss, to calculate your income.

Our loan programs are designed for Hard Money Borrowers

Hard Money loans are asset-based financing that allows the homeowner to access equity without using credit scores or income.

This type of loan can be used for those individuals with more unique circumstances, such as a small businesses with write-offs, professional real-estate investors or freelance professionals working on a contract basis.

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Why Should You
Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In House Fund Control
  • Best Loan Services
Apply Now!
Adam Vaughn
“Just want to express my appreciation to Jason Gregoroff with Equity Direct Financial. My situation was a bit challenging, and although it took a few months, Jason was always keeping me in the loop and checking in, allowing me to feel at ease with the process. I have worked with other lending institutions and please give Jason and his team a shot at helping you. They are friendly, efficient, hard working, but most of all trustworthy of your personal information. Highly recommend !!!!!”


Our Core Investing Service

Whether you’re looking to invest in a new home or refinance your existing home, Equity Direct Financial can provide all the help you need.

Equity Direct Financial – No- Income Loan

No-Income Investment Loans

Real estate investors can secure financing for the purchase of another property.

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Equity Direct Financial – Commercial Loan

Commercial Rental Property Loans

Investors can turn to lenders for help purchasing commercial rental property investments.

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Equity Direct Financial – DSCR Loan

DSCR Loans

You can qualify for an investor loan that does not require your personal income to be submitted and analyzed.

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States We Lend


Score and background check

USA-Map-2-1 (1)
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$250K – $10MM+ non-owner occupied property

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2-months of recent bank statements

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Fix & Flip Experienced Required


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