Our loan program

Hard Money

Purchase or Refinance

Hard Money loans are asset-based financing that allows the homeowner to access equity without using credit scores or income.

Apply now

Or call: 800-566-9268

Up to

80%

LTV - Purchase

80%

LTV - Rate & Term

75%

LTV - CASH OUT

12 - 24

Year Fixed
IO Options

$250K up to $8M

Purchase Commercial Rental Property

How Do I Qualify?

In contrast to conventional loans, our underwriters will request 12 or 24 months of your personal or business bank statements, or review a signed company profit and loss, to calculate your income.

Our loan programs are designed for Hard Money Borrowers

Hard Money loans are asset-based financing that allows the homeowner to access equity without using credit scores or income.

This type of loan can be used for those individuals with more unique circumstances, such as a small businesses with write-offs, professional real-estate investors or freelance professionals working on a contract basis.

Apply Now!

Or call: 800-566-9268

BENEFITS

Why Should You
Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

Customer Focused
Minimal Documentation

In House Fund Control
Best Loan Services

Apply Now!

Or call: 800-566-9268

Adam Vaughn

“Just want to express my appreciation to Jason Gregoroff with Equity Direct Financial. My situation was a bit challenging, and although it took a few months, Jason was always keeping me in the loop and checking in, allowing me to feel at ease with the process. I have worked with other lending institutions and please give Jason and his team a shot at helping you. They are friendly, efficient, hard working, but most of all trustworthy of your personal information. Highly recommend !!!!!”