The Lowdown on Hard Money Mortgage...

How Do I Qualify?

In contrast to conventional loans, our underwriters will request 12 or 24 months of your personal or business bank statements, or review a signed company profit and loss, to calculate your income.

Our loan programs are designed for Hard Money Borrowers

Hard Money loans are asset-based financing that allows the homeowner to access equity without using credit scores or income.

This type of loan can be used for those individuals with more unique circumstances, such as a small businesses with write-offs, professional real-estate investors or freelance professionals working on a contract basis.

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

We’ll help you clearly see differences between our hard money programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

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The Hard Money Bank Statement Loan Process

Here’s how our home loan process works:

  • Complete our simple Hard Money Rate Quote
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs
  • Terms from 5 to 30 Years