Our loan program

Jumbo Loans

Purchase or Refinance

Our flexible loan structures provide our customers with the options they need to optimize their residential investments. 

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Up to
95%
LTV - Purchase
95%
LTV - Rate & Term
80%
LTV - CASH OUT
30 - 40
Year Fixed
IO Options
$250K up to $8M

Jumbo Mortgage Financing

With a jumbo loan mortgage from Equity Direct Financial, LLC, you can secure the financing you need for a home at the very top of your budget that comes with an expensive down payment. Jumbo loans come into play in cases where the loan amount needed to finance the purchase of an expensive home exceeds the maximum conforming amount set by the Federal Housing Finance Agency.

Equity Direct Financial can help you secure a jumbo loan for the purchase of that expensive dream home. These are for homes that are over the conforming limits set by Fannie Mae and Freddie Mac, a limit of $647,200. While we can help you find a jumbo loan to help you purchase that expensive home at the top of your price range, keep in mind that this will require a higher down payment and a stronger credit score. The cost to you will be more expensive as the rates for jumbo loans are higher than conforming loans.

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BENEFITS

Why Should You
Choose Us?

In short, a jumbo loan allows you to secure a large amount of cash to finance the purchase of an expensive home you otherwise would not have the cash for. A jumbo loan is necessary when a conforming loan will not cover the price of the home you want. A higher credit score will typically be necessary to secure this type of loan. While there is no minimum down payment for a jumbo loan, putting down a larger percentage will improve your chances of being approved. Jumbo loans can be secured with either a fixed interest rate or an adjustable rate with a variety of terms ranging from five years to 30 years.

  • Customer Focused
  • Minimal Documentation
  • In House Fund Control
  • Best Loan Services
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Adam Vaughn
“Just want to express my appreciation to Jason Gregoroff with Equity Direct Financial. My situation was a bit challenging, and although it took a few months, Jason was always keeping me in the loop and checking in, allowing me to feel at ease with the process. I have worked with other lending institutions and please give Jason and his team a shot at helping you. They are friendly, efficient, hard working, but most of all trustworthy of your personal information. Highly recommend !!!!!”

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States We Lend

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Score and background check

USA-Map-2-1 (1)
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$250K – $10MM+ non-owner occupied property

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2-months of recent bank statements

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Fix & Flip Experienced Required

PURCHASING SERVICES

Our Core Purchasing Service

Whether you’re looking to purchase a new home or refinance your existing home, Equity Direct Financial can provide all the help you need.

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Bank Statement Loans

If you’re self-employed, a bank statement loan is a helpful option if you’re looking to secure a loan for a mortgage.

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VA Loans

Military Veterans are guaranteed a home loan with no down payment from the federal government.

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FHA Loans

Make sure you’re protected from defaulting on your mortgage is with a Federal Housing Administration loan.

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Asset-Based Loans

Looking at creditworthiness as part of a loan application, there are alternatives to simply showing your income to a lender.

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Foreign National Loans

A foreign national loan makes it possible for you to own a home, even though you’re not a citizen.

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Stated Income

Our Bank Statement and Profit & Loss programs are designed for Self-Employed Borrowers

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LET’S CONTACT

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