Our loan program
No-Income Investment Loans
Purchase or Refinance
Real estate investors can secure financing for the purchase of another property without having to submit their tax returns.
No Income Verification Loans
If you get the majority of your income from real estate properties, this could be a great option for you. Avoid the lengthy, arduous loan approval process of a conventional loan with a no-income investment loan that you can qualify for based on the value generated by the property you already own.
A lender will determine whether or not you qualify for a loan based on your ability to repay the loan without verification of your personal income. For example, you won’t need to submit a tax return or months of pay stubs in order to prove your ability to pay off your loan. Instead, you will simply have to prove you can cover the payments based on the value of assets you own.
Why Should You
Equity Direct Financial, LLC can direct investors to no-income loans, which can be determined based on a ratio of a property’s net operating income compared to its mortgage debt over the past year. We’ll help you apply and prove you have the assets necessary to cover the amount of your loan. The ratio is your annual gross rental income from the properties that you own divided by the debt you owe on these properties.
Our Core Investing Service
Whether you’re looking to invest in a new home or refinance your existing home, Equity Direct Financial can provide all the help you need.