Our loan program

No-Income Investment Loans

Purchase or Refinance

Real estate investors can secure financing for the purchase of another property without having to submit their tax returns.

Apply now

Or call: 800-566-9268

Up to

80%

LTV - Purchase

80%

LTV - Rate & Term

75%

LTV - CASH OUT

30 - 40

Year Fixed
IO Options

$250K up to $8M

No Income Verification Loans

If you get the majority of your income from real estate properties, this could be a great option for you. Avoid the lengthy, arduous loan approval process of a conventional loan with a no-income investment loan that you can qualify for based on the value generated by the property you already own.

A lender will determine whether or not you qualify for a loan based on your ability to repay the loan without verification of your personal income. For example, you won’t need to submit a tax return or months of pay stubs in order to prove your ability to pay off your loan. Instead, you will simply have to prove you can cover the payments based on the value of assets you own.

Apply Now!

Or call: 800-566-9268

BENEFITS

Why Should You
Choose Us?

Equity Direct Financial, LLC can direct investors to no-income loans, which can be determined based on a ratio of a property’s net operating income compared to its mortgage debt over the past year. We’ll help you apply and prove you have the assets necessary to cover the amount of your loan. The ratio is your annual gross rental income from the properties that you own divided by the debt you owe on these properties.

Customer Focused
Minimal Documentation

In House Fund Control
Best Loan Services

Apply Now!

Or call: 800-566-9268

Adam Vaughn

“Just want to express my appreciation to Jason Gregoroff with Equity Direct Financial. My situation was a bit challenging, and although it took a few months, Jason was always keeping me in the loop and checking in, allowing me to feel at ease with the process. I have worked with other lending institutions and please give Jason and his team a shot at helping you. They are friendly, efficient, hard working, but most of all trustworthy of your personal information. Highly recommend !!!!!”