Our loan program

Stated Income

Purchase or Refinance

Our Bank Statement and Profit & Loss programs are designed for Self-Employed Borrowers

Apply now

Or call: 800-566-9268

Up to

80%

LTV - Purchase

80%

LTV - Rate & Term

75%

LTV - CASH OUT

30 - 40

Year Fixed
IO Options

$250K up to $8M

The Lowdown on Self-Employed Mortgage...

How Do I Qualify?

In contrast to conventional loans, our underwriters will request 12 or 24 months of your personal or business bank statements, or review a signed company profit and loss, to calculate your income.

Our Bank Statement and Profit & Loss programs are designed for Self-Employed Borrowers

When it comes to securing a loan as a self-employed borrower, we know it can become difficult when asked to verify your income using documents such as W-2s and tax returns. This is where our personal or business bank statement loans come in! We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Self-Employed Rate Quote.

Apply Now!

Or call: 800-566-9268

BENEFITS

Why Should You
Choose Us?

This type of loan can be used for those individuals with more unique circumstances, such as a small businesses with write-offs, professional real estate investors or freelance professionals working on a contract basis.

Complete our simple Self-Employed Rate Quote
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Terms from 5 to 30 Years

Apply Now!

Or call: 800-566-9268

Adam Vaughn

“Just want to express my appreciation to Jason Gregoroff with Equity Direct Financial. My situation was a bit challenging, and although it took a few months, Jason was always keeping me in the loop and checking in, allowing me to feel at ease with the process. I have worked with other lending institutions and please give Jason and his team a shot at helping you. They are friendly, efficient, hard working, but most of all trustworthy of your personal information. Highly recommend !!!!!”