Our loan program

VA Loans

Purchase or Refinance

Military Veterans are guaranteed a home loan with no down payment from the federal government.

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Up to
95%
LTV - Purchase
95%
LTV - Rate & Term
80%
LTV - CASH OUT
30 - 40
Year Fixed
IO Options
$250K up to $8M

VA Loan Program

This is called a VA loan, which was created as part of the Servicemen’s Readjustment Act signed into law by Franklin Roosevelt in 1944. What this law does is guarantee a loan for a home to live in for eligible Veterans from a private lender. The loan can be used to finance the purchase of a single-family home, townhouse or condominium, new construction residence, or manufactured home or lot. VA loans can also be used to refinance homes and cover certain types of home improvements.

Equity Direct Financial, LLC can provide you with a quick quote on a VA home loan. We can be the lender you trust to help secure housing if you’re a Veteran. With a fully guaranteed home loan, you have a better chance of receiving a lower interest rate than you would with a conventional home loan. You may also notice reduced closing costs. A VA home loan can also protect Veterans in danger of defaulting on their loans. There are no prepayment penalties with a VA loan.

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BENEFITS

Why Should You
Choose Us?

If you have questions about how a VA loan works or need help applying for one, Equity Direct Financial is here for you. We can explain who is eligible for a VA loan and let you know what type of home you can purchase with your VA loan. Equity Direct Financial can make sure that you have the guaranteed home loan you earned as part of your service to this country.

  • Customer Focused
  • Minimal Documentation
  • In House Fund Control
  • Best Loan Services
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Adam Vaughn
“Just want to express my appreciation to Jason Gregoroff with Equity Direct Financial. My situation was a bit challenging, and although it took a few months, Jason was always keeping me in the loop and checking in, allowing me to feel at ease with the process. I have worked with other lending institutions and please give Jason and his team a shot at helping you. They are friendly, efficient, hard working, but most of all trustworthy of your personal information. Highly recommend !!!!!”

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States We Lend

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Score and background check

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$250K – $10MM+ non-owner occupied property

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2-months of recent bank statements

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Fix & Flip Experienced Required

PURCHASING SERVICES

Our Core Purchasing Service

Whether you’re looking to purchase a new home or refinance your existing home, Equity Direct Financial can provide all the help you need.

VA Loans
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Bank Statement Loans

If you’re self-employed, a bank statement loan is a helpful option if you’re looking to secure a loan for a mortgage.

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Jumbo Loans

Our flexible loan structures provide our customers with the options they need to optimize their residential investments.

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FHA Loans

Make sure you’re protected from defaulting on your mortgage is with a Federal Housing Administration loan.

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Asset-Based Loans

Looking at creditworthiness as part of a loan application, there are alternatives to simply showing your income to a lender.

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Foreign National Loans

A foreign national loan makes it possible for you to own a home, even though you’re not a citizen.

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Stated Income

Our Bank Statement and Profit & Loss programs are designed for Self-Employed Borrowers

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LET’S CONTACT

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